Value & Rate Converters
Simple financial conversion and value estimation tools.
System Note
The inflation tool uses intelligent extrapolation. Entering future years will project values based on a conservative 3% annual inflation estimate. Historical gaps are calculated via linear interpolation.
What are Value & Rate Converters?
Value and rate converters are financial tools that help you understand the true value of money and investments over time. The APR to APY converter shows the real return on your savings after accounting for compounding interest, while the Inflation Adjuster reveals how the purchasing power of money changes over the years due to inflation.
How to Use These Tools
APR ↔ APY Converter
- Select Conversion Type: Choose whether you want to convert from APR to APY or APY to APR.
- Enter Rate: Input the interest rate (as a percentage) you want to convert.
- Choose Compounding Frequency: Select how often the interest is compounded (e.g., annually, monthly, daily). The tool will instantly show you the equivalent rate.
Inflation Adjuster
- Enter Base Amount: Input the amount of money you want to adjust.
- Select 'From' Year: Choose the starting year for your calculation.
- Select 'To' Year: Choose the year you want to see the equivalent value in. The result shows what that original amount would be worth in the 'To' year.